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Mortgage Strategies for the Inexperienced

schweezy7 asked:


My husband and I want to apply together for a mortgage, his credit score is excellent, mine is non-existent since I have been in the US for only 3 years and have used credit cards related to my husband’s account only. Is there still a way for me to be on the mortgage?
Will my income be considered as part of our assets when we apply?

eHow asked:

When calculating the cost of refinancing a home, do a good faith estimate and note the inclusion of state fees, closing fees and recording fees. Check with a mortgage consultant before calculating the costs of refinancing a home withtips from a financial consultant in this free video on credit cards and personal finance. Expert: Carrie Kukuda Contact: www.wearehdtv.com Bio: Carrie Kukuda has a business administration degree, and was branch manager of a community bank. Filmmaker: Christopher …