Filed Under (Personal Finance) by admin on 15-12-2009
familyfun68 asked:
My husband and I both got 10% cut in pay and he was cut down to 32 hours a week, I work full time but 1 wk it is 3 – 12 hour shift and next week is 4 – 12 hour shift so I really don’t have 40 hours each week. Our bills are going higher and our pay is not. Would refinancing help us? Do not know how to go about it.
Filed Under (Credit) by admin on 08-12-2009
ihatechunli asked:
I’ve been paying on my car for over 2 yrs now. I know that it is possible to “refinance”. My credit score is probably in slightly sadder shape than it was at the time when I purchased the vehicle. Is it possibe that refinancing could blow up in my face, resulting in a higher interest rate?
Louis W asked:
I have heard of mortgage brokers who use low origination percentages tacking on additional fees in other categories. If in Texas I get a good faith estimate from a mortgage broker under what categories should I look. And if I am refinancing do I have to pay title insurance when I already paid if when I bought the home 2 years ago?
kcotton213 asked:
I am refinancing my home in texas. I’ve been asked to submit the name of the titile company i want to use. However, I need to know what costs are expected.
Any information is appreciated.
Filed Under (Credit) by admin on 20-09-2009
honeybear asked:
I got a letter in the mail from the bank that says paying our mortgage payment bi-weekly instead of monthly could save us $40,000 to $100,000 in interest and reduce our mortgage term by 7 to 9 years without refinancing. How does this work?
cookingmomma asked:
If a homeowner has a first mortgage and a second mortgage, and would like to refinance the first mortgage at different terms, can this be accomplished – does the existing second mortgage put a monkey-wrench in refinancing the first?